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This link to visit their official web site which contains more Online broker account related information. www.ETrade.com

I have traded stocks with Etrade for over 11 years. Not problem at all. Even Overseas service is good. I do not understand about those having problems to get the money back, since Etrade financial once you open an Account, they allow to have a Credit Card, as well as a checking Book, to use funds from the Investment Account.Site is https://us.etrade.com/e/t/home